RHODE ISLAND RESIDENTS: Credit reports - Notice to individual – I understand that a credit report may be requested in connection with my application for credit.ĬALIFORNIA RESIDENTS: If you are married, you may apply for an account separate from your spouse. To protect you (borrower) and us (lender) from any misunderstandings or disappointments, any contract, promise, undertaking, or offer to forebear repayment of money or to make any other financial accommodation in connection with this loan of money or grant or extension of credit, or any amendment of, cancellation of, waiver of, or substitution for any or all of the terms or provisions of any instrument or document executed in connection with this loan of money or grant or extension of credit, must be in writing to be effective. NEBRASKA RESIDENTS: A credit agreement must be in writing to be enforceable under Nebraska law. The Xact™ Loan is an installment loan originated and funded by Capital Community Bank, a Utah Chartered bank located in Provo, UT, Member FDIC. All available products subject to applicable lender’s terms and conditions. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Payments must be made on time in order to enhance credit with lender. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.Ģ. ET on a business day, your funds will typically become available on the next business day. If your loan is approved and originated by 8:00 p.m. All times and dates are based on Eastern Time (ET). Approval depends upon meeting legal, regulatory and underwriting requirements. You can see your current account information any time.1. Manage your loans/account with us right from the palm of your hand, or from your desktop. Pocket360 Account Management Tool With Mobile Access We believe in what you’re trying to do, and we’re proud to be able to help make a difference. Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. Together, they don’t just lend money- they lend a hand. The goal of the partnership has always been, and will always be, to put people first. Axcess is proud to serve hardworking customers, who have experienced life’s toughest moments. CCBank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected.įor more than 25 years, Axcess Financial (Cincinnati, OH) has been a financial provider for real people. Xact Loan is that product.įounded in 1993, Capital Community Bank (CCBank), Member FDIC, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). ĬCBank, Member FDIC, and Axcess Financial partnered with a common goal of providing a financial solution that was lacking in the market to meet the needs of our customers. Visit for more information about installment loans, to apply for a loan and more. Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day. People choose online installment loans because their application process is simple and easy and they may have fewer fees and expenses than some credit cards. Installment loans have longer terms and come in higher loan amounts and are designed to help you build a loan that fits your needs. ![]() They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. ![]() ![]() In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you. When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. Xact’s Finance Academy blog for free financial education is always available.Our Pocket360 account/loan management tool makes managing your loan easy.We offer access to free credit monitoring.You can rest assured your digital security and identity will be protected whenever you use our services.We’re available online any time to help you get an approval day or night.
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